Business Loans

Serving the credit needs of our business communities is one of the primary goals of First Bank. In fact, it is one of the things we've done best since 1922. True local bank ownership and management means you will have ready access to the people making loan decisions, continuity in your banking relationship and a timely response to your needs.

We make loans to a wide variety of businesses for all types of purposes. The following will give you an idea of some of the types of credit we make available to our customers:

Commercial Loans

• Term Loans: for Machinery, Equipment and Working Capital
• Working Capital LOC
• Letters of Credit
• Leasehold Improvements
• SBA: 7(a), (504), SBAExpress and PatriotExpress

Commercial Real Estate

• Owner and Non-Owner Occupied
• Non-Owner Occupied Multi-Family
• Land Development
• Construction Loans (all property types)
• Land Acquisition and Development

Agri-Business Loans

• Farm Purchase
• Farm Refinance
• Farm and Grove Improvements
• Term Loans
• USDA Guaranteed Loans
• Livestock Loans
• Working Capital LOC
• Letters of Credit