Kasasa Cash
- Summary
Hands down the sweetest checking account in America's Sweetest town and all around Florida. You can earn 0.76% APY* with nationwide ATM fee refunds**, all with no minimum balance to earn rewards. How sweet it is, indeed!
- 0.76% APY* on balances up to $25,000 when qualifications are met
- 0.50% APY* on portion of balance above $25,000 when qualifications are met
- ATM fee refunds nationwide**
- Pair with our Kasasa Saver account and watch your savings grow!
- No minimum balance requirement to earn rewards
- Minimum opening deposit of $100 (no minimum thereafter)
- No monthly service charge
- Free Identity Theft Protection
- Free online banking with bill pay
- Free eStatements
- Free debit card
- FDIC insured
To receive the reward rate and ATM fee refunds**, simply meet these three qualifications each monthly qualification cycle. You're probably doing them anyway!
- Have at least 12 debit card purchases post and settle
- Have at least 1 automatic payment or direct deposit post and settle
- Receive eStatements
If you don't qualify in a given cycle, no worries. You're checking account is still free and earns our base rate of 0.05% APY*. And you can get the rewards back the very next cycle!
*Annual Percentage Yield (APY) accurate as of 3/1/12. Minimum to open account is $100. Kasasa Cash is intended to serve as a primary individual or joint checking account. As such, an individual can act as the primary account holder for only one Kasasa Cash account. Rate tiers are as follows: 0.76% APY applies to balances of $0.01 ‐ $25,000.00 and 0.50% APY applies to balances over $25,000 if qualifications are met each monthly qualification cycle. 0.05% APY applies to all balances if qualifications are not met. Accounts with balances over $25,000.00 will earn between 0.76% APY and 0.50% APY if qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. ATM withdrawals do not count towards qualifying debit card transactions. Qualifying transactions must post and settle during the qualification cycle. Transactions may take one or more business days to post and settle from the transaction date. **ATM fee refunds up to $25.00 provided only if qualifications are met within qualification cycle
- Cycle Dates
All debit card purchases and ACH transactions must be posted to the account during the "Qualification Cycle". The Qualification Cycle ends one business day before the Statement Cycle. This allows the interest and ATM refunds to be computed and paid on the last day of the Statement. Kasasa Cash Statement Cycles end on the 27th of each month. Due to holidays and weekends the Qualification Cycle does not always end on the 26th, and can range between the 23rd and the 26th of the given month. The actual dates are listed below. All 12 Point-of-Sale debit card transactions must be posted to the account by the end date of the Qualification Cycle.
2012 Qualification Cycle Dates
January December 24, 2011 to January 26, 2012
February January 27, 2012 to February 24, 2012
March February 25, 2012 to March 26, 2012
April March 27, 2012 to April 26, 2012
May April 27, 2012 to May 24, 2012
June May 25, 2012 to June 26, 2012
July June 27, 2012 to July 26, 2012
August July 27, 2012 to August 24, 2012
September August 25, 2012 to September 26, 2012
October September 27, 2012 to October 25, 2012
November October 26, 2012 to November 26, 2012
December November 27, 2012 to December 26, 2012
2013 Qualification Cycle Dates
January December 27, 2012 to January 24, 2013
February January 25, 2013 to February 26, 2013
March February 27, 2013 to March 26, 2013
April March 27, 2013 to April 25, 2013
May April 26, 2013 to May 24, 2013
June May 25, 2013 to June 26, 2013
July June 27, 2013 to July 25, 2013
August July 26, 2013 to August 26, 2013
September August 25, 2013 to September 26, 2013
October September 27, 2013 to October 24, 2013
November October 25, 2013 to November 26, 2013
December November 27, 2013 to December 26, 2013
| Rates as of 1/22/2013 Fees may reduce earnings. | Opening Deposit | Minimum Balance | Interest Rate | APY* |
|---|---|---|---|---|
| Tier | $100 | $.01 | ||
| Up to $25,000 | 0.76% | 0.76% | ||
| Over $25,000 | 0.50% | 0.76% to 0.50% | ||
| All Balances (when qualifications not met) | 0.05% | 0.05% |
