- Summary
As if the comfort of Southwest Florida wasn't perk enough, First Bank customers age 60 and better receive unlimited checking with no monthly service charge and no minimum balance.
- No monthly service charge
- No minimum balance
- Free Identity Theft Protection
- Unlimited check writing
- Minimum opening deposit of $100 (no minimum thereafter)
- Free online banking with bill pay
- Free eStatements
- Free debit card
- No internal fee to use other banks' ATMs*
- FDIC insured
*Other banks may impose their own fee to use their ATMs. These fees can be refunded with a First Rate Checking Account.









