- Summary
Enjoy an interest-bearing checking account with no minimum qualifications, but a maximum amount of convenience features.
- Tiered interest rates
- Higher balances receive higher rates
- $10 monthly service charge waived if average daily balance is $1,000+
- Minimum opening deposit of $100
- Free Identity Theft Protection
- Free online banking with bill pay
- Free eStatements
- Free debit card
- No internal fee to use other banks' ATMs*
- FDIC insured
Check out our current rates.
*Other banks may impose their own fee to use their ATMs. These fees can be refunded with a First Rate Checking Account.









