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Rate Schedule
These rates are subject to change without notice. Please ask a Customer Service Represenatative for current rate information.
| Account Product Name |
Min. Opening
Deposit |
Min. Balance
to Obtain APY |
Interest
Rate |
APY |
| CDs |
| 3 Month Certificate of Deposit a |
$2,500.00 |
$2,500.00c |
1.75% |
1.77% |
| 6 Month Certificate of Deposit a |
$2,500.00 |
$2,500.00c |
2.50% |
2.53% |
| 12 Month Certificate of Deposita |
$2,500.00 |
$2,500.00c |
2.70% |
2.73% |
| 18 Month Certificate of Deposit a |
$2,500.00 |
$2,500.00c |
2.80% |
2.84% |
| 24 Month Certificate of Deposit a |
$2,500.00 |
$2,500.00c |
2.90% |
2.94% |
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| 36 Month Certificate of Deposit a |
$2,500.00 |
$2,500.00c |
3.00%
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3.04% |
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| 60 Month Certificate of Deposit a |
$2,500.00 |
$2,500.00c |
3.50% |
3.56% |
| 7 Month CD Special |
$2,500.00 |
$2,500.00 |
2.80% |
2.84% |
| Savings Account b |
$50.00 |
$50.00d |
0.40% |
0.40% |
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| Checking Accounts |
First Rate Checking b
Average Daily Balances of |
$100.00 |
$.01d |
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| Up to $25,000 |
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3.94% |
4.01% |
| Over $25,000 |
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0.70% |
0.70% |
Super Now b
Average Daily Balances of: |
$100.00 |
$100.00d |
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| Up to $2,499.99 |
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0.25% |
0.25% |
| $2,500.00 - $24,999.99 |
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0.50% |
0.50% |
| $25,000.00-$249,999.99 |
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0.70% |
0.70% |
| $250,000.00-$499,999.99 |
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1.00% |
1.00% |
| $500,000.00 and up |
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2.00% |
2.02% |
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| Money Market Accounts |
HI-FI Money Market b
Average Daily Balance of: |
$100.00 |
$1,000.00d |
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| up to $2,499.99 |
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1.25% |
1.26% |
| $2,500.00 - $24,999.00 |
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1.50% |
1.51% |
| $25,000.00 - $49,999.99 |
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1.75% |
1.76% |
| $50,000.00-$999,999.99 |
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2.00% |
2.02% |
| $1,000,000.00 and up |
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2.20% |
2.22% |
a) A penalty will be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Fees could reduce the earnings on the account
Interest Rates and Annual Percentage Yields are current as of 01-06-2009.
For current rate information call (863) 983-8191
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